Articles and Home Owner/Buyer Information
So you found your dream home,
So how do you choose the right home inspector?
Some Basic Questions To Ask:
Do they have a Home Inspection License?
Are they nationally certified? (e.g. InterNACHI)
Do they have any reviews or references from other clients?
Do they actually get on the roof to inspect it properly?
How quickly will you receive your report?
And finally, what will the Home Inspection cost?
We hope this information has been helpful. We also hope you will give us a call, we would be glad to answer your questions and schedule your next Home Inspection. 407-878-7808
‘AS always we are here for you before, during and after each Inspection!’
Why You Need Homeowners Insurance
Property Damage Coverage
Personal Liability Coverage
Medical Payment Coverage
Additional Living Expenses
Prices vary quite a bit
from one insurance company to the next.
Here are some things to consider when buying
Consider having a Wind Mitigation
or 4 Point insurance inspection done.
Raise your deductible
Don’t confuse what you paid for
your house with rebuilding costs
Buy your home and auto policies
from the same insurer
Improve your home security
Maintain a good credit record
When you’re buying a home,
do not forget to consider the cost of
Below is a list of questions you should ask your
insurance agent to make sure you have the
Am I covered for direct losses due to fire, lightning, tornadoes, windstorms, hail, explosions, smoke, vandalism and theft?
Are my jewelry and other valuables covered?
If my house is totally destroyed in a fire and I have $150,000 worth of insurance to cover the structure, will this be enough to rebuild my home?
Am I automatically covered for flood damage?
If a pipe bursts and water flows all over my floors, am I covered?
What if water seeps into my basement or slab from the ground am I still covered?
A neighbor slips on my sidewalk or falls down my porch steps and threatens to take me to court for damages. Does my policy protect me?
A tree falls and damages my roof during a storm. Am I covered?
During a storm, a tree falls but does no damage to my property. Am I covered for the cost of removing the tree?
If a storm causes a power outage and all the food in my refrigerator and freezer is spoiled and must be thrown out, can I make a claim?
My children are away at college. Are they covered by my homeowners insurance?
My golf clubs were stolen from the trunk of my car. Does my homeowners policy cover the loss?
I have a small power boat. If it is stolen, am I covered? What if there is a boating accident and I get sued? Am I covered for that?
My house is close to the ocean. I’ve heard that if it is destroyed by the wind, the town’s new building code requires me to rebuild the house on stilts. This will add $30,000 to the cost of rebuilding my house. Am I covered for this extra cost?
Am I covered for “acts of God”?
What should I do if my policy provides less coverage than the HO-3?
What is it?
How does it effect homeowners insurance
when buying or selling a home?
When offering a home for sale, the seller needs to get top dollar and sell it as fast as possible. At the point when purchasing a home, the future buyer needs to get their money’s worth from the property with minimal redesign cost. Tragically, with the presence of Polybutylene plumbing that can become difficult for both buyer and seller.
What Is Polybutylene?
Manufactured and utilized from 1978 until 1995, Polybutylene piping is a water supply piping that was less costly, more adaptable, and simpler to install than copper piping. It is mostly found in the “Sun Belt” because of the substantial housing development from the 1980s through the mid-1990s. On the other hand it has been found to some degree in homes constructed as late as the mid 2000’s. It likewise has been found in homes constructed much before the 1980’s. For instance, homes manufactured in the 50’s and 60’s have been found to be re-piped in the mid-80’s with Polybutylene. It is believed to have been installed in 6 to 10 million homes all through the United States and utilized as a part of re-piping some more.
Not just was Polybutylene piping (photo at right), (photograph acquired from nachi.org) utilized inside the homes for water supply systems, but, additionally for outside underground water mains. It commonly is 1/2 to 1-inch in diameter and can be in different colors. The most widely recognized colors are Gray, White, Black. Gray being the most common. The lines for the most part are stamped with the code “PB2110” however may likewise say “QEST”, “QUEST”, or “VANGUARD”. The best places to check for it are the water supplies for the sinks and toilets. At the water meter, main water valve and water heater and where the water supply enters the home. Note that occasionally Polybutylene piping was utilized with copper piping at some points; so, just because you can not see Polybutylene piping in the open does not mean it is not still in the walls.
Also, many times it is mistaken for other types of piping, for example:PEX(photo borrowed from nachi.org)
The Problems with Polybutylene
It has never been scientifically proven, but it is believed that oxidants in the water supply systems, such as chlorine, react with the Polybutylene piping material, causing it to flake apart on the inside of the piping. Eventually, small fractures deepen, cracking through the pipe, and it begins failing. Manufacturers contend that most of this occurs at the connection points; for this reason the manufacturers believe the problem is caused by improper installation. Whatever the real cause, it weakens the water supply system, which can fail without any warning causing both personal property and building damage. The older the pipe, the more likely a problem can occur. Another issue that has recently surfaced is most insurance companies will not write coverage on a home that contains this type of plumbing system. When buying or selling a home, changing insurance companies, or if a 4 Point inspection is asked for by an insurance company, the type of plumbing system is noted making obtaining insurance very difficult.
However, not every PB system fails, but the material is susceptible to corrosion when it comes into contact with chlorinated water, resulting in breakage and splitting of PB piping. Throughout the 1980s, lawsuits for alleged defective manufacturing and defective installation for hundreds of millions of dollars in damages were filed. Some homeowners had (and many still have) problems with their insurance companies.
In some cases, homeowners are finding that homeowners insurance companies will either cancel their coverage when extensive damage is caused by [Polybutylene] or refuse coverage to homes piped with Polybutylene.
What Should Realtors, Sellers, and Buyers Do?
Before the majority of the Polybutylene piping lawsuits that happened in the 1980’s, you could tell buyers that a house is being sold “as is”. Raynor v. Shrewd Realty Co., 504 So. 2d at 1364 and Johnson v. Davis, 480 So. 2d at 628, on the other hand, demonstrated that the courts are moving toward taking out the feeling that all is well with the world where sellers and real estate agents felt comfortable, deciding in favor of new buyers over sellers and their agents. Different jurisdictions have different laws concerning real estate agent disclosure, however it appears that judges across the nation are taking a closer look at “what is the correct thing to do” for every situation. So as a Realtor you have to protect yourself. When you speak to a buyer, you need to protect their interests (and yours) by inquiring as to whether the home has Polybutylene pipes and strongly recommend they get a home inspection (Note that a home inspection can just let you know whether there are Polybutylene pipes present in a home, not if and when they may fail.) Also, as you show the home, do some checking yourself under the sinks and at the water heater.
In the event that it has Polybutylene plumbing, inquire as to whether the seller is going to replace the plumbing or give a comparable reduction in the cost of the home. On the off chance that a reduction in value is given, you then need to talk with your client about the need to do a replacement of the piping in the near future. Understand that this may only work sometimes. On the off chance that the house is being sold and will require a 4 Point inspection, insurance agencies may not insure the home until the pipes has been replaced. This means that without insurance the purchasers may not be able to get a home loan to continue with the purchase of the home. When Polybutylene pipes are found to be in the home, protect yourself with a written disclosure of the presence of Polybutylene to your buyer, keeping a duplicate for your records with the client initialing. Incorporate in the written disclosure that a large number of Polybutylene pipes have failed. You also should have the client consent to a waiver agreement, expressing you uncovered Polybutylene and releasing you of any liability. At that point, on the off chance that they don’t replace the piping and it fails, they can’t say you didn’t caution them and take you to court.
If it does have polybutylene pipes, ask if the seller is going to replace the piping or give an equivalent reduction in the price of the home. If a reduction in price, you then need to discuss with your client the need to do a replacement of the piping. Understand that this may only work sometimes. If the home is being sold and will need a 4 Point inspection, insurance companies may not write a policy until the plumbing has been replaced. This means that without insurance the buyers will not be able to receive a mortgage to proceed with the purchase of the home. When polybutylene pipes are present, always protect yourself with a written disclosure of the situation to your client, keeping a copy for your records with the client initialing. Include in the written disclosure that hundreds of thousands of polybutylene pipes have leaked and a single leak can cause catastrophic damage. You also should have the client sign a waiver agreement, stating you disclosed this information and freeing you of any liability. Then, if they don’t replace the piping and it leaks, they cannot say you didn’t warn them and take you to court.
When you speak to a seller, check for Polybutylene pipes, requesting a home inspection or pre-listing consultation for them. In the event that they have Polybutylene pipes, recommend they replace them with copper, PEX, or CPVC plumbing. It takes around a week for re plumbing for the normal home, The expense is about the same as recarpeting the home, You will have the new plumbing system to use when marketing the home stating new supply piping has been installed. They have a greater shot of getting their asking price or more, and hopefully the home sells faster too. In the event that the owner does not to replace the Polybutylene pipes, give them a release agreement to sign that shields you from all potential liability.
All in all, Polybutylene pipes are substandard and present real estate agents, sellers, and buyers with issues while trying to buy or sell a home. Remember, the pipes are similar to ticking water bombs. Make sure to get a home inspection.
Home Inspector serving Orlando, , Deland, Daytona, Apopka, Deltona, Eustis, Daytona Beach, Dr. Phillips, Altamonte Springs, Casselberry, Winter Springs, Lake Mary, Sanford, Longwood, Oviedo, Home Inspection Orlando
Can I Get Homeowners Insurance With Aluminum Wiring?
Cloth Covered Wiring
Knob and Tube
- First type is normally called “Knob and Tube” wiring. I know, most people would not even classify this as cloth wiring but I felt it should be mentioned. This was used in homes built in the late 1800’s to early 1900’s. By now most homes that had this type of wiring have been re-wired so it is rare but not impossible to find it.
Cloth Covered Wiring
- Second type is a tin coated copper wire with rubber wrapped around it and then covered with cloth. This type of wiring was typically used in homes built in the mid 1900’s. It is still frequently found and is the type of cloth wiring insurance companies do not like to write coverage for. The reason is because over time the rubber insulation becomes brittle and hard. Then cracks which could allow the conductors to touch each other or the surrounding area which is a fire hazard. The only solution for this is to replace the wiring.
- Third type of wiring is a copper conductor wrapped in a PVC sleeve and then wrapped in cloth. This type of wiring was typically used later in the 1900’s. The good news is if you have this type of wiring you do not need to worry about insurance issues. The bad news is many times it can be mistaken for the second type of wiring mentioned above. If you believe this is the case give us a call or have it looked by a licensed electrician.
No matter what type of wiring you have and no matter if an electrician says it is fine if you have type one or two you will most likely not be able to get insurance.
Ever wonder why your utility bill keeps going UP!
Here are a few small changes to give you BIG Savings on your energy bills!
- Install Ceiling Fans – by circulating the cool air you feel cooler!
- Replace Air Filter every month.
- Program your thermostat so you are only using energy when you are actually home.
- Block the sunlight heat with blinds or curtains.
- Consider installing a tankless water heater which only heats water when you need to use it.
- Seal and insulate around windows, doors and outlets and add insulation to attic.
- Stop wasting water by installing low flow shower heads and toilets.
- Get in the habit of turning it off or unplugging items you are not using.
- Sunlight is free, use it whenever possible.
- In the Kitchen – use the microwave when possible.
- Laundry – run full loads and use cold water.
- Replace old style light bulbs with the new energy efficient LED bulbs.
Want more information?
CALL NOW 407-878-7808!
Save yourself time and money by having the tools to do simple Home Repairs…instead of calling a plumber, handyman or other costly contractors.
Combination Wrench set
By having these few inexpensive tools you can take care of most simple repairs, before they become expensive repair bills!
Want more information?
CALL NOW 407-878-7808!
Why do garages pose a fire hazard?
Where are you most likely to do any welding, or work on your car? These activities require working with all sorts of flammable materials and in some cases create sparks or other sources of ignition.
In Florida, water heaters are usually in garages, if it is a gas fired water heater they can create sparks that may ignite fumes or fluids.
Automobiles can leak oil and gasoline. These fluids may ignite without warning. It is recommended that you keep your vehicle maintained and clean up any spills.
Liquids such as gasoline, motor oil and paint are commonly stored in garages. All of these are very flammable. Some other examples of flammable liquids are brake fluid, varnish, paint thinner and lighter fluid.
The following tips can help prevent
garage fires and their spread:
You should have a fire extinguisher located in the garage. Check with your local fire department to make sure it is rated for the types of combustible materials you may have stored in the garage.
If the garage allows access to the attic, make sure a suitable hatch covers this access and that the hatch is fire rated. Typically a piece of 5/8″ fire rated Type X drywall will work.
The walls and ceiling should be covered with a fire-rated material. Typically this is Type X fire-rated gypsum. A home inspector can examine the walls and ceiling to make sure they are adequate fire barriers.
Keeping the floor and garage area clean is important. Loose papers, matches, oily rags, and other items may catch fire and spread.
Do not overload electrical outlets.
Tape down all cords and wires so they are not twisted or accidentally yanked. Do not use extension cords in place of permanent wiring. If you need additional outlets, consult with a licensed electrician about adding more circuits.
If there is a door that connects the garage
to the living area, consider the following:
Check and make sure the door is fire rated. Many times there will be a sticker on the edge of the door with a rating. We can check this for you at your next Maintenance Inspection.
Does the door have a window? A Home Inspector can inspect the window to tell you if it’s fire-rated. If it is not, you should consider replacing the door.
Look to see if the door has a self closing (or spring) hinge. Other types of self closing devices are available but, a hinge is the most common. While it may be inconvenient sometimes, especially when trying to carry groceries into the house from the car, it is still a good idea for the garage to house door to be self-closing. You never know when a fire will happen, and it would be unfortunate to accidentally leave the door open while a fire is starting in the garage.
Check to see if the weather seal around the door is in good condition. Any openings can allow dangerous fumes, such as carbon monoxide or gasoline vapor to enter the living area. A Home Inspector can recommend ways to seal the door so that fumes cannot enter the living area.
If you have items placed on the floor,
you should check for the following:
If you have a gas fired water heater, make sure it is at least 18″ above the garage floor. Dangerous fumes tend stay low to the ground and could ignite. If you have a newer FVIR water heater this rule may not apply, check with your Home Inspector if you are not sure.
Make sure your flammable liquids are clearly labeled, in self-closing containers, and only store small amounts. Keep them away from heaters, appliances, pilot lights and other sources of heat or flame.
Never store propane tanks indoors. If they catch fire, they can explode. Propane tanks are sturdy enough to be stored outdoors.
In summary, there are plenty of things that you can do to prevent garage fires from spreading to the rest of the house, or to keep them from starting in the first place. However, it is highly recommended that you have your garage periodically examined by an InterNACHI inspector as part of your regular maintenance.
A home’s air-conditioning system should be periodically inspected and maintained in order to operate correctly and efficiently . While an annual inspection performed by a trained HVAC technician is recommended, you can do a lot of the work yourself by following the tips offered in this article.
Clean the Exterior Condenser Unit, Coil and Components
The exterior condensing unit is the large metal box located outside of the building that is designed to take heat from the inside of the building to the outdoors. Inside of the metal box are coils of pipe that are surrounded by lots of thin metal fins that give the coils more surface area to exchange heat. Follow these tips when cleaning the exterior condensing unit and its inner components — after turning off power to the unit!
Remove any leaves, spider webs and other debris from the unit’s exterior. Make sure any vegetation is cut back several feet from the unit to ensure proper air flow.
Take off the cover grille to clean any debris from the unit’s interior. A garden hose can be helpful for this task. Use it carefully, to much pressure can damage the fins.
Straighten any bent or damaged fins with a tool called a fin comb.
Clean the condenser coil at least once a year. When it collects dirt it can cause the pressures in the system to rise, which puts tremendous strain on the compressor and will shorten the life of the system.
Inspect the Condensate Drain Line
Condensate drain lines collect condensed water and drain it away from the unit. They are located on the side of the inside fan unit, also known as the Air Handler. Sometimes there are two drain lines, a primary drain line that’s built into the unit, and a secondary drain line that can drain if the first line becomes blocked. Homeowners can inspect the drain line by using the following tips, which takes very little time and requires no specialized tools:
Inspect the drain line for obstructions, such as algae, insects, and debris. If the line becomes blocked, water will back up into the drain pan and overflow, potentially causing water damage to your home. On most newer systems there is a float switch that will turn off the HVAC system if the drain line becomes clogged. Many times you can tell if this has happened because the thermostat will not have any display. Note: If you have an Air Handler that is located in the attic or upper floor there may be a second drain line, be sure to flush this line as well. To clean this, you will need to locate the drain access. This is usually a short piece of 3/4 inch PVC pipe with a cap on it. You normally find this near the air handler. Remove the cap, ( just pull, it should not be glued on ) with someone watching the other end of the drain pour about a gallon of water into drain. If it comes out the other end, then the drain is working. Next, pour about a 1/4 to 1/2 gallon of vinegar into drain. If it is still draining then pour about 1-2 gallons of water to flush out vinegar. Repeat this for the secondary drain if you have one. That’s it! If the water and vinegar flowed out of the drain just fine then you are good, if this didn’t work sometimes you can use a long stiff wire to try and dislodge any blockage or put a wet dry vacuum on the drain line at the exterior and try to suck the blockage out. If it is still clogged you will need to contact a professional. It is also important to check this secondary line from time to time where it exits the home for any signs of water. If you see water coming from this drain, this is an indication that the primary drain is blocked. This condition needs immediate attention!
Check to make sure the large copper line that goes from the outside unit to the house is insulated. May times this insulation is missing or damaged. You can find replacement insulation at most home centers for a few dollars.
Clean the Air Filter
Air filters remove, dust and other particles that would otherwise circulate indoors. Most filters are typically rectangular in shape and about 20 inches by 16 inches, and about 1 inch thick. They slide into the main return air ductwork near the air handler or in an interior wall or ceiling. The filter should be checked every 30 days and washed or replaced, depending on the manufacturer’s instructions. A dirty air filter will not only degrade indoor air quality, but it will also strain the fan motor to work harder to move air through it, increasing energy costs and reducing energy efficiency. You may need to change the filter more often if the air conditioning system is in constant use, if you or your family members have respiratory problems, if you have pets, or if dusty conditions are present.
Registers are duct openings in ceilings, walls and floors where cold air enters the room. Make sure they are not blocked by drapes, carpeting or furniture.
In addition, homeowners should practice the following strategies in order to keep their central air conditioning systems running properly:
Have the air-conditioning system inspected by a professional at least once a year. Annual service contracts are available by most heating and cooling companies. Many times discounts on repairs and priorities for service are given to those customers that have a service agreement.
Reduce stress on the air conditioning system by enhancing your home’s energy efficiency. Switch from incandescent lights to compact fluorescents or LEDs, which produce less heat.
In summary, any homeowner can perform regular inspections and maintenance to their home’s central air-conditioning system.
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About 2.5 million children are injured or killed by unsafe conditions in the home each year. The good news is that many of these incidents can be prevented by using simple child-safety devices on the market today. Any safety device you buy should be sturdy enough to prevent injury to your child, yet easy for you to use. It’s important to follow installation instructions carefully.
Also, if you have older children in the house, make sure they understand the importance of re-securing the safety devices. Remember, no device is completely childproof; determined youngsters have been known to figure out how to disable them. Child-proofing your is not very expensive and most items you will need can be found at the local baby store or hardware store. Here are some child-safety devices that can help prevent many injuries to the little ones in the family.Safety Latches:
Use safety latches or locks for cabinets and drawers anywhere you store household cleaners, medicines, knives and other sharp objects, and any other poisonous items.
Find safety latches and locks that adults can easily install and use, but that are sturdy enough to withstand pulls and tugs from children. Easy to use safety latches are more likely to be used correctly, adults find them frustrating, they may stop using them. Safety latches are not a guarantee of protection, but they can make it more difficult for children to reach dangerous substances.Safety Gates:
Safety gates help prevent falls down stairs and help keep children away from dangerous areas. Find safety gates that children cannot operate or damage easily, but that adults can open and close without difficulty. For the top of stairs, gates that screw into the wall are more secure than “pressure gates.”
We recommend the newer safety gates that meet the latest safety standards. If you have an older safety gate, be sure it does not have “V” shapes that are large enough for a child’s head and neck to fit into. These types of gates have been known to cause serious injury.Door Locks:
Door locks help prevent children from entering rooms and other areas were they should not be without supervision, for example, the outdoors, bathrooms, and the swimming pool area.
To prevent access to swimming pools, door locks on safety gates should be placed high, out of reach of small children. Use alarms on all types of doors and means of access to the pool area. An alarm is very effective and will alert you if the door to the pool area is opened whether or not the door is locked.
Door knob covers used in the place of locks are not as effective. These devices can be easily bypassed by most children.Anti-Scald Devices:
To protect children from burns caused by hot water use anti-scald devices for faucets and shower heads, and set your water heater temperature to 120°F or below. You may need help from a licensed plumber to install these devices.Smoke Detectors:
Smoke detectors should be on every level of your home and near bedrooms to alert you to fires. Ideally a smoke detector in every bedroom is best.
Smoke detectors are important safety devices to protect against fire deaths and injuries. They alert you at the first sign of smoke or fire and should provide you ample time to exit the home safely. Remember to check smoke detectors once a month to make sure they’re working. If detectors are battery-operated, change batteries at least once a year, or consider using 10-year batteries. Never disable a smoke detector, if it is beeping, change the battery. If changing the battery does solve the problem, replace the smoke detector at once.Window Guards:
To help prevent falls from second floor windows and balconies use window guards and safety netting. Check these safety devices frequently to make sure they are secure and properly maintained. There should be no more than 4 inches of space between the bars of the window guard. Be sure that at least one window guard in each room can be easily removed in the event of an emergency such as a fire. Do not trust a window screen to prevent a fall, they are not strong enough to hold back a child.Edge Bumpers:
Consider using corner and edge bumpers to help prevent injuries from falls against sharp edges of furniture and fireplaces. Children trip and fall often, so covering any areas in the home that could cause injury from a fall should be cushioned. When looking for dangerous areas, try to look at it from a child’s point of view.Receptacle Covers:
Receptacle or outlet covers help to prevent children from electrical shock and possible electrocution. Use outlet protectors that cannot be easily removed by children and are large enough so that children cannot choke on them.Carbon Monoxide Detectors:
Like smoke detectors, carbon monoxide (CO) detectors are important as well. Locate one outside of the bedrooms to help protect against CO poisoning. Be sure to install one on every floor of the home. Households that should use CO detectors include those with gas or oil heat, gas water heaters, or homes with attached garages. These detectors will sound an alarm if CO (carbon monoxide gas) reaches dangerous levels. If the alarm sounds, leave the home at once and call your local fire department.Window Blind Cords:
Check window blind cords to make sure they aren’t long enough for a child to become entangled in. Children have been strangled by window blind cords.
Cordless blind and window treatments are best. Although not all families are able to replace all products, it is important that parents understand that any corded blind or window treatment can still be a hazard.Door Stops: Doors can be dangerous, especially to little fingers. Consider using door stops and door holders to help prevent injuries to fingers and hands. When door stops and door holders are used on doors and door hinges they can help prevent small fingers and hands from being pinched or crushed in doors and door hinges. Cordless Phones: Phone lines and phone wires can be a hazard much like window blind cords. Children can get tangled up and possibly strangled. Cell phones and cordless phones also make it easier to watch young children, especially when they’re in bathtubs, swimming pools, or other potentially dangerous areas. Cordless phones help you watch your child continuously without leaving the vicinity to answer a phone call.
In summary, there are a number of different safety devices that can be purchased, many of them are relatively inexpensive. to ensure the safety of children in the home. Homeowners can ask an InterNACHI inspector about these and other safety measures during their next maintenance inspection. Parents should be aware of their surroundings and do their own consumer research to find the most effective safety devices for their home that are age-appropriate for their children’s protection.
- Only use the correct type and size fuse for a circuit.
- If you find an overloaded circuit, repair it before continuing to use it.
- Never use extension cords for anything other than their intended purpose. Extension cords are never to be used in place of permanent wiring.
- Outlets within 6 feet of water should be GFCI protected.
- Never climb any trees that are near power lines.
- Make sure ladders, kites, and anything stay away from overhead power lines.
Outlets and Extension Cords
Electrical Heating Equipment
Electricity and Water
More Safety Precautions:
- Routinely check your electrical appliances and wiring.
- Hire an InterNACHI inspector. InterNACHI inspectors must pass rigorous safety training and are knowledgeable in the ways to reduce the likelihood of electrocution.
- Frayed wires can cause fires. Replace all worn, old and damaged appliance cords immediately.
- Use electrical extension cords wisely and don’t overload them.
- Keep electrical appliances away from wet floors and counters; pay special care to electrical appliances in the bathroom and kitchen.
- Don’t allow children to play with or around electrical appliances, such as space heaters, irons and hair dryers.
- Keep clothes, curtains and other potentially combustible items at least 3 feet from all heaters.
- If an appliance has a three-prong plug, use it only in a three-slot outlet. Never force it to fit into a two-slot outlet or extension cord. Never cut the third prong off to make it fit a two slot outlet.
- Never overload extension cords or wall sockets. Immediately shut off, then professionally replace, light switches that are hot to the touch, as well as lights that flicker. Use safety closures to childproof electrical outlets.
- Check your electrical tools regularly for signs of wear. If the cords are frayed or cracked, replace them. Replace any tool if it causes even small electrical shocks, overheats, shorts out or gives off smoke or sparks.
- Do not place towels or any other flammable object over bathroom door or near heat lamp when a heat lamp is present in bathroom ceiling.
- Use caution when decorating for the holidays, whenever possible, use decorations made with flame-resistant, flame-retardant and non-combustible materials.
- Be sure to keep candles away from decorations, curtains and other flammable materials, and do not use candles to decorate Christmas trees. No matter what type of tree. Besides the fact trees can burn, they also can tip over easily and start a fire.
- Carefully inspect new and previously used light strings. Light strings are very inexpensive and should be replaced if there is any doubt as to their safety. If you have any questions about electrical safety, ask us during your next maintenance inspection. Do not overload extension cords.
- Do not mount lights in any way that can damage the insulation covering the wire. To hold lights in place, string them through hooks or insulated staples, don’t use nails or tacks. Do not drive staples to far in or the insulation may become damaged. Wires should be just held in place with the ability to move slightly. Never pull or tug lights to remove them.
- Keep children and pets away from light strings and electrical decorations. Make sure children and pets can not pull or chew on any electrical decorations or light strings.
- Never use electric lights on a metallic tree. The tree can become charged with electricity from damaged light strings, and a person touching a branch could receive an electric shock. Remember it only takes 40 milliamps to stop a persons heart.
- Before using lights outside, check labels to be sure they have been certified for outdoor use. Not all light strings are rated for outdoor use. When installing outdoor lights, be sure to plug them into a GFCI protected outlet.
- When inspecting your light strings, make sure all the bulbs work and that there are no frayed wires, broken sockets or loose connections. When in doubt, replace the light string.
- Do not leave lights or electrical decorations on when you are not going to be home. The wiring used in the construction of decorations is not of a very high quality, and can fail and cause a fire very easily.
- Use only non-combustible and flame-resistant materials to trim a tree. Choose tinsel and artificial icicles of plastic and non-leaded metals.
- If small children and pets are in the home, take special care to avoid decorations that are sharp and breakable and keep trimmings with small removable parts out of the reach of children and pets. Keep in mind that pets, especially cats love tinsel, if tinsel is swallowed it can cause severe intestinal problems.
- Avoid trimmings that resemble candy and food that may tempt a young child or pets to put them in their mouth.
- Cooking is one of the leading causes of home fires in the U.S. When cooking for holiday visitors, remember to keep an eye on the range. Also be aware that small children can be curious about holiday treats being prepared in the kitchen and can receive serious burns if not closely monitored.
- Provide plenty of large, deep ashtrays, and check them frequently. Be sure that cigarette butts are completely out before being placed in the trash.
- Keep matches and lighters up high, out of sight and reach of children (preferably in a locked cabinet). Use lighters that have child safety locks.
- Replace the batteries and test your smoke alarms, and let guests know what your fire escape plan is.
- If you purchase a live tree, check it for freshness. A fresh tree is green, needles are hard to pull from branches, and when bent between your fingers, needles do not break. Make sure you keep plenty of water in the tree stand.
- When setting up a tree at home, place it away from fireplaces, radiators and portable heaters. Place the tree out of the way of traffic so it is not easily knocked over. Do not block doorways. If you purchased a fresh tree, make a fresh cut about an inch from the end to help it draw in water.
- Before lighting any fire, remove all greens, boughs, papers and other decorations from fireplace area. Check to see that the flue is open. Set the damper correctly.
- Use care with “fire salts,” which produce colored flames when thrown on wood fires. They contain heavy metals and toxins that can cause severe intestinal irritation and vomiting if eaten.
- Do not burn wrapping papers in the fireplace. Loose papers, like wrapping papers can ignite suddenly into a flash fire and burn out of control.
Toys and Ornaments
- When shopping for toys, make note of the recommended age on the package. Toys for older children many times have small parts or other items that may hazardous for younger children.
- Toys with sharp points, sharp edges, strings, cords, and parts small enough to be swallowed should not be given to small children or accessible to pets.
- Place older ornaments and decorations that might be painted with lead paint or can be easily broken out of the reach of small children and pets.
Children and Pets
- Be aware of certain plants. Poinsettias are known to be poisonous to humans and animals, so keep them well out of reach, or avoid having them.
- Keep decorations at least 6 inches above the child’s reach.
- Keep any ribbons on gifts and tree ornaments shorter than 7 inches. A child could wrap a longer strand of ribbon around their neck and choke. Many times pets find ribbons interesting and could try and eat them.
- Watch children and pets around space heaters or the fireplace. Do not leave a child or pet unattended, they could get seriously burned or accidentally start a fire.
- Store scissors and any other sharp objects that you use to wrap presents out of your child’s reach.
- Inspect wrapped gifts for small decorations, such as candy canes, gingerbread men, and mistletoe berries, all of which are choking hazards and could be fatal to pets.
- When storing any items that you want kept away children, pay close attention that they do not know where you hid them. Children will try and climb to get something they want if they know its there.
- Use your home burglar alarm system. Many people own an alarm system and never take the time to use it. If it is not functioning correctly, consider having it repaired. Burglars like to break into homes around the holidays because they know a lot of new items are present.
- If you plan to travel for the holidays, don’t discuss your plans with strangers. Have a trusted friend or neighbor to keep an eye on your home. Make sure your mail is collected regularly and have some lights turn on and off at random times.
InterNACHI HOME INSPECTOR
WISHES YOU A SAFE &
JOYOUS HOLIDAY SEASON!
Do not use chemical drain cleaners. While these drain cleaners can clear most clogged drains they also corrode the inside of the drain pipe leaving behind a rough surface and over time this rough surface will be prone to trap debris faster and more often, causing you to add chemicals more often. This process will eventually lead to having the pipes replaced.
A “Zip-It” cleaner will clear most traps without the need for a plumber or chemical cleaner. You can find these at most home improvement centers for less than $5.00.
Simply run some hot water while inserting the
“Zip-It” cleaner into the drain a couple of times cleaning it off in between. Let the water run for about 5 minutes and drain should be flowing like new. This is great for tubs and showers where the drain trap is not accessible.
By using inexpensive tools and tips like this you can take care of most simple repairs, before they become expensive repair bills!
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